Frequently Asked Questions

Opt-Out/Waiver

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

First Semester - 05/30/2025 - 09/29/2025
Second Semester - 10/24/2025 - 02/27/2026

All students enrolled in the Prescott College On Campus residential degree program (undergraduates) are required to enroll in the Prescott College Student Accident & Sickness Insurance Plan unless evidence of comparable coverage can be furnished.

Students that wish to opt-out of the Student Accident & Sickness Insurance Plan must submit alternate coverage information through the Academic Healthplans Waiver System. In order to be approved for a waiver, your alternate health coverage must meet the requirements listed below and be submitted with proof documentation prior to the  deadline.

Please review these prior to submitting your waiver request.

Alternative Health Insurance Plans must meet the following requirements:

  1. Policy must be through a U.S. based company.
  2. Policy must pay for Preventative Services at 70% or more.
  3. Policy must provide access to Emergency Care within 25-mile radius of Prescott College.
  4. Plan must have an annual deductible of $7,500 or less.

**Special Note to students submitting Medicaid plans, please include a recently dated coverage letter with your waiver request. **